Welcome to the Working Title Pty Ltd website Garagefinance.com.au. Company (ABN 37 681 478 517) operates this Website, with the registered office located in Brisbane, QLD. In these Terms of Use, "we,"

"our," and "us" refer to Company.

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1. Introduction

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1. By accessing and using this Website, you agree to comply with these Terms of

Use. If you do not agree, you are no longer permitted to access or use this

Website.

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2. Violation of these Terms of Use will result in the immediate revocation of your

right to access and use this Website.

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3. This Website is intended for Australian residents aged 18 years and over. The

content, including products and prices, is frequently updated. Products may be

withdrawn at any time without notice.

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4. We may amend these Terms of Use at any time. The amended Terms will be

effective upon posting on this Website. Continued use of the Website

constitutes acceptance of the amended Terms.

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5. Information presented on this website is based off generalisations. Any advice

given does not take into account your objectives, financial situation or needs so

please consider whether it is appropriate for you. Subject to suitability. Finance

available to approved applicants only. Credit criteria, fees and charges apply.

Terms and conditions available on request.

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6. Company obtains your loan estimate via making a request to a credit reporting

body to access your credit reporting information. In order to do this, Working Title Pty Ltd will first submit your personal information to the credit reporting body

and will be acting as an "Access Seeker" to make the request. The process of

obtaining your loan estimate will NOT impact your credit score. Proceeding with

your loan estimate for approval with any particular lender may result in a formal

credit enquiry.

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2. Privacy Policy

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1. We prioritize your privacy. Please refer to our Privacy Policy to understand how

we use, store, and transfer your information. Use of this Website is subject to our

Privacy Policy.

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3. Third Party Products

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1. This Website offers access to products provided by third parties. We do not

control these third parties. Verify and satisfy your personal preferences and

requirements before applying for or obtaining any product. Consult relevant

product disclosure statements before making a purchase.

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2. All prices are in Australian dollars (AUD $).

 

3. We are not liable for any loss or damages incurred in connection with products

obtained through this Website.

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4. Product statements on this Website are summaries for comparison purposes.

Confirm the precise terms of any product prior to purchase. Information is

available to Australian residents only, unless otherwise stated.

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5. Submitting personal details through this Website allows you to make an offer to

obtain a product from a third party. Acceptance of your offer by the third party

forms a contract, subject to their terms and conditions. You will receive

confirmation if your offer is accepted.

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4. The Company Service and How We Are Paid

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1. We provide services to research and compare life insurance, car insurance,

loans, energy, broadband products, and credit cards from third parties.

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2. comparison service is free to use, subject to these Terms of Use. We receive

commission from third party providers if you successfully purchase a product.

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5. Permitted Use

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1. You may use this Website for personal use only, in compliance with these Terms

of Use. Commercial use is prohibited.

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2. Do does not engage in activities that affect the security of this Website or any

information stored within it.

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3. You agree not to:

1. Use automated tools to access or extract data.

2. Duplicate or distribute website content without permission.

3. Use methods to obtain, process, or repackage website content.

4. Reverse engineer or deconstruct the Website’s source code.

5. Use tools to obtain large amounts of data.

6. Attempt to uncover valuation or business methodologies.

7. Post or send spam as defined in the Commonwealth Spam Act (2003).

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4. Unlawful or fraudulent use of this Website is prohibited.

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5. Any information provided by you on this Website must be true, accurate, and

complete.

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6. Registering an Account

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1. You may create a personal account to access member services. Accounts are

created using a username and password or social media authentication.

2. If you create an account, you agree that:

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1. Your Login Details are for your use only.

2. You will keep your Login Details secure and confidential.

3. You are responsible for actions taken with your Login Details.

4. Breaches of these Terms under your Login Details will be treated as

breaches by you.

3. If your Login Details are compromised, notify us immediately and change your

password. We are not liable for losses due to unauthorised use of your Login

Details.

4. We may deactivate your account for unauthorised use and will notify you via

provided contact methods.

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7. No Advice

1. Company does not offer financial, investment, or other monetary advice.

Nothing on this Website constitutes such advice.

2. This Website is for comparison and research purposes only. We do not bind third

party providers or ensure they will sell products to you. Products are subject to

third party approval.

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8. Intellectual Property Rights

1. "Company" trademarks and associated logos are owned by Company or its

subsidiaries.

2. All intellectual property rights in content on this Website are owned or licensed

by Company.

3. Use of trademarks is restricted:

1. Do not use them as part of your own trademarks.

2. Do not use them in a way that causes confusion or defamation.

3. Do not imply endorsement of products or services not related to

Company.

4. Intellectual property rights cannot be used without our written consent.

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9. Exclusions of Liability

1. This Website, content, and services are provided "as is." We make no warranties

regarding their value, purpose, reliability, accuracy, completeness, security, or

error-free status.

2. Use of this Website and actions taken based on its information are at your own

risk. Company is not liable for any losses incurred.

3. We do not guarantee the Website is free from harmful elements like viruses.

4. We aim for continuous uptime but do not guarantee it. We may suspend,

restrict, or terminate access at any time.

5. We are not liable for:1. 2. 3. 4. Losses from using or relying on this Website.

Removal of your data or information.

Losses from service interruptions or website failures.

Removal of your content or communications.

5. Circumstances beyond our control.

6. Losses or damages not directly caused by us or reasonably expected.

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10. Indemnity

1. You agree to indemnify us, our directors, employees, agents, and contractors for

any loss or expenses from a breach of these Terms of Use or your use of this

Website.

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11. Contact Us

1. We provide links to third-party websites for additional information. We do not

control or endorse these websites. We are not liable for any loss incurred from

accessing third-party sites.

2. For questions about this Website or our services, please contact us.

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12. General

1. If any part of these Terms is invalid or unenforceable, it will be replaced by a valid

provision reflecting the spirit of the original. The rest of the Terms will continue in

effect.

2. Failure to enforce rights under these Terms does not prevent further action.

3. These Terms constitute the entire agreement between you and us regarding your

use of this Website, superseding any prior agreements.

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13. Governing Law

1. These Terms and your use of this Website are governed by the laws of QLD and

the Commonwealth of Australia.

2. You and we submit to the non-exclusive jurisdiction of the courts of QLD and

the Commonwealth of Australia in relation to these Terms and your use of this

Website.

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By using this Website, you agree to these Terms and Conditions.